Pet care Insurance
What is pet care insurance?
This is a 3-in-1 insurance plan that provides medical reimbursement, liability insurance and personal accident insurance.
Pet owners can choose from the three available insurance plans depending on their desired coverage, with insurance premium ranging from Php 2,800.00 to Php 5,400.00
Medical reimbursement benefit covers the following:
- Lifetime limit for treatment or diagnostics for cruciate ligament injuries
- Burial Assistance (due from euthanasia)
- Laboratory tests
- X-ray ultrasound, MRI, CT Scan
- Surgery
- Hospitalization
- Medication (prescribed by a veterinarian)
- Extractions of permanent broken teeth due to an accident
- Euthanasia
- Costs of Veterinarian professional fees or charges
Medical reimbursement
MGS Insurance will reimburse any payment made by the pet owner for expenses that are medically necessary to treat or diagnose the insured pet arising from an accident or illness.
liability insurance
We will pay for actual or any damages and costs (up to Php 300,000.00) incurred for any legal liabilities to third party due to the actions of the insured pet while the pet is under the insured’s care.
personal accident insurance
Protects the pet owner (up to Php 50,000.00) in the event of loss of life, disablement and dismemberment as a direct result of an unforeseen and violent event arising within the policy period.
burial assistance benefit
(Due to Euthanasia only)
The Pet owner will receive a lump sum benefit amounting to Php 10,000.00 when the pet was euthanized.
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INSURANCE PLANS
Pet Care Insurance currently offers three (3) insurance plans you can choose from.
BASIC BENEFITS: | AMOUNT OF COVERAGE: |
Medical Reimbursement | Php 25,000.00 (per occurrence) |
Php 100,000.00 (in aggregate) | |
Cruciate Ligament Injuries | Php 10,000.00 (maximum reimbursement per leg) |
Burial Assistance (Due to Euthanasia only) | Php 10,000.00 |
Owner’s Liability | Php 100,000.00 (per occurrence and in aggregate) |
Annual Premium | Php 2,800.00 |
BASIC BENEFITS: |
AMOUNT OF COVERAGE: |
Medical Reimbursement | Php 50,000.00 (per occurrence) |
Php 200,000.00 (in aggregate) | |
Cruciate Ligament Injuries | Php 10,000.00 (maximum reimbursement per leg) |
Burial Assistance (Due to Euthanasia only) | Php 10,000.00 |
Owner’s Liability | Php 200,000.00 (per occurrence and in aggregate) |
Annual Premium |
Php 4,200.00 |
BASIC BENEFITS: | AMOUNT OF COVERAGE: |
Medical Reimbursement | Php 100,000.00 (per occurrence) |
Php 300,000.00 (in aggregate) | |
Cruciate Ligament Injuries | Php 10,000.00 (maximum reimbursement per leg) |
Burial Assistance (Due to Euthanasia only) | Php 10,000.00 |
Owner’s Liability | Php 300,000.00 (per occurrence and in aggregate) |
Annual Premium | Php 5,400.00 |
Pet owners can also avail a Personal Accidents Insurance which will be added to the chosen plan. Additional insurance premium will apply.
OPTIONAL BENEFITS: | AMOUNT OF COVERAGE: |
Accidental Death | Php 25,000.00 |
Total Permanent Disability | Php 25,000.00 |
Disablement/ Dismemberment | Php 25,000.00 |
Annual Premium | Php 15.00 |
OPTIONAL BENEFITS: | AMOUNT OF COVERAGE: |
Accidental Death | Php 50,000.00 |
Total Permanent Disability | Php 50,000.00 |
Disablement/ Dismemberment | Php 50,000.00 |
Annual Premium | Php 25.00 |
REQUIREMENTS FOR APPLICATION
aCCOMPLISHED APPLICATION FORM
PET BABY BOOK/ VETERINARIAN RECORDS
VETERINARIAN CERTIFICATION ON PET'S HEALTH
PEDIGREE CERTIFICATE
GUIDELINES
Application for the following dogs is accepted:
- Dogs aged six (6) months to eight (8) years old.
- Vaccinated dogs (schedule of vaccinations must be based on the prescribed schedule of Philippine Animal Hospital Association (PAHA).
- Dogs with yearly physical examination and have necessary check-ups and treatments recommended by a veterinarian to prevent illness/injury.
The following shall not be accepted:
- Stunt Dogs
- Dogs for Police, Military or Security Services
- Dogs raised and used for fighting
- Dogs raised and used for sports
CLAIM REQUIREMENTS
Registered Owner
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Detailed description of the vehicle
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Mailing Address
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Ownership
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Accessories
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